Medical Portfolio Offering:
Loan Program Specifications:
- Financing options of up to 100% are available for loan quantities reaching as high as $1.5 million.
- A 5% down payment is required for loan amounts up to $2 million.
- A down payment of 10% is required for loan amounts up to $2.5 million.
- No Private Mortgage Insurance (PMI) is necessary.
- Minimum required credit score: 670.
- A loan may be finalized up to six months prior to the commencement date, provided a signed employment agreement is in place.
Eligibility Criteria:
- Applicants must be licensed, practicing Medical Doctors (MD, DO), Dental Surgeons specializing in oral surgery (OMS), or Doctors of Podiatric Medicine (DPM) authorized to practice in the United States. Borrowers Individuals in residency or fellowship are also eligible, provided they submit documentation of their employment.
- Eligible States: Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, Texas, Virginia
- The subject property must be located within 100 miles of a First Horizon Bank branch.
- For additional information from our National, Regional, and Local Physician Lenders, please complete the form below. We will be in touch with you momentarily to discuss the most suitable doctor program in your State.