Doctor Program Attributes:

  • 100% Financing available up to $1 million with a credit score of 720

  • 95% financing available up to $1.5 million for individuals with a credit score of 700 or higher.

  • 5/6, 7/6, 10/6 Adjustable Rate Mortgages (ARMs)

  • Deferred medical student debt may not impact your qualifying loan amount

  • Acquire and evaluate rate and term refinancing options

  • Permissible for co-borrowers who are not occupants

  • Maximum debt-to-income ratio of 45%

  • Permitted gift donations

  • SFR, Townhouse, Condominium, Modular Residence

  • Eligible professions encompass:
    Doctor of Medicine, Doctor of Dental Surgery, Doctor of Dental Medicine, or Surgeon, Medical Resident (with educational license), Doctor of Optometry, Doctor of Osteopathic Medicine, Doctor of Podiatric Medicine, Doctor of Veterinary Medicine, Doctor of Pharmacy, Physician’s Assistant (PA), Registered Nurse (RN), Nurse Anesthetist, Nurse Practitioner, Clinical Nurse Specialist, Certified Public Accountant (CPA), ATP Pilot, Attorney