Northpointe Doctor Program Features:

  •  Loan amounts up to $1 million with a 100% financing option
  • Ninety-five percent of the $1.5 million loan amount

  • Ninety percent reduction resulting in a loan quantity of $1.75 million.

  • 85% reduction, resulting in a loan amount of $2.0 million

  • PMI is not necessary

  • Reserves and donations are limited to a maximum of two months.

  • Minimum FICO credit score of 720

  • Permissible gift funds for the down payment, closing costs, and reserves

  • Certain exceptions may be considered when supported by substantial mitigating factors.

  • Primary residence only / one- or two-unit owner-occupied property, including condominiums and townhomes

  • Medical Doctors (MD) · Doctors of Osteopathic Medicine (DO) · Doctors of Dental Surgery (DDS) · Doctor of Dental Medicine (DMD) Doctor of Optometry (OD)

  • Doctor of Ophthalmology (MD) · Doctor of Podiatric Medicine (DP) · Doctor of Surgery (DCH) · Doctor of Psychiatric Medicine (DPM) · Doctor of Veterinary Medicine (DVM) · Chiropractors

  • For additional information from our National, Regional, and Local Physician Lenders, please complete the form below. We will be in touch with you momentarily to discuss the most suitable doctor program in your State.