Doctor Program Attributes:
- A 10% down payment on a $1 million loan amount
- A 15% down payment on a loan amount of $1.5 million
- A 20% down payment on a $2 million loan amount
- A 25% down payment for a financing amount of $2.5 million
- 30% deposit for a $3 million loan amount
- PMI is not necessary
- Reserves or donations are permitted solely within a period of 3 to 12 months.
- Minimum FICO credit score of 720
- Permissible gift funds for the down payment, closing costs, and reserves
- Certain exceptions may be considered when supported by substantial mitigating factors.
- Primary residence only / one- or two-unit owner-occupied property, including condominiums and townhomes
- Medical Doctors (MD) Doctor of Osteopathic Medicine (DO)
- For additional information from our National, Regional, and Local Physician Lenders, please complete the form below. We will be in touch with you momentarily to discuss the most suitable doctor program in your State.